| Loan Matrix | Vertical Construction Loan | Land Development Loan |
|---|---|---|
| LOAN PURPOSE | Vertical construction projects | Land development/horizontal work |
| INTEREST RATE | From 9.99% | From 10.99% |
| LOAN AMOUNT | Up to $25MM | Up to $10MM |
| LOAN TERM | Up to 18 months, extensions available | Up to 18 months |
| BORROWER TYPE | Individual or entity | Individual or entity |
| EXPERIENCE | Preferred, but not required | Preferred, but not required |
| MAX LOAN-TO-COST (LTC) | Up to 85% | Up to 60% |
| MAX LOAN-TO-VALUE (LTV) | Up to 75% | Up to 70% |
| CONSTRUCTION FINANCING | Up to 100% of budget | Up to 100% of budget |

| City, State | Bend, Oregon |
| Population | 99,178 |
| Map Coordinates | 44.06°N 121.32°W |
| Median Home Price | $720,000 |
| Housing Units Owner Occupied | 17,568 |
| Housing Units Renter Occupied | 14,192 |
| Hard Money Loan Volume | $68,373,313 |
| Rental Property Loan Volume | $84,099,175 |
| Bridge Loan Volume | $23,930,660 |
| Fix & Flip Loan Volume | $51,963,718 |