| Loan Matrix | Vertical Construction Loan | Land Development Loan |
|---|---|---|
| LOAN PURPOSE | Vertical construction projects | Land development/horizontal work |
| INTEREST RATE | From 9.99% | From 10.99% |
| LOAN AMOUNT | Up to $25MM | Up to $10MM |
| LOAN TERM | Up to 18 months, extensions available | Up to 18 months |
| BORROWER TYPE | Individual or entity | Individual or entity |
| EXPERIENCE | Preferred, but not required | Preferred, but not required |
| MAX LOAN-TO-COST (LTC) | Up to 85% | Up to 60% |
| MAX LOAN-TO-VALUE (LTV) | Up to 75% | Up to 70% |
| CONSTRUCTION FINANCING | Up to 100% of budget | Up to 100% of budget |
Discover How a San Jose Vertical Construction Loan
Can Work for You
- We assist with land acquisition when needed.
- We can help with multiple properties at the same time.
- We thoughtfully advise and lead you through the entire process.
