Rental Property/DSCR Loans
| LOAN PURPOSE | Purchase, refinance, cash-out refinance |
| BORROWER | Individual or entity |
| INTEREST RATE | Rates as low as 5.3% |
| TERM |
30-Year fixed rate mortgage (fully amortizing or Partial IO)
5/6, 7/6, 10/6 hybrid ARMs (partial IO or fully amortizing) |
| EXPERIENCE | Not required |
| MINIMUM CREDIT SCORE | 620 |
| MAXIMUM LOAN-TO-VALUE (LTV) | 80% on purchase, 75% on cash-out |
| MINIMUM LOAN AMOUNT | $100K and up |
| DEBT-TO-INCOM (DTI) | As low as .8 |
| SEASONING REQUIREMENT | 90 Days |
| RURAL PROPERTIES | Case-by-case |
| FOREIGN NATIONALS | Case-by-case |
| PROPERTY TYPES |
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How a Chula Vista, California Rental Property/DSCR Loan
Can Work for You
- Each one of your rental properties operates like an independent business.
- Each property is evaluated on its own and can leverage benefits accordingly.
- We thoughtfully advise lead you through the entire process.
