Rental properties are a powerful way to build your investment portfolio. Our refinance and cash-out equity programs give you the tools to grow and reach your next milestone.
About Rental Property Loans
- No-fee alternative valuation and rent schedule option available.
- All types of rentals welcome.
- Interest-only payments, long-term loans.
Rental Property Loans
| LOAN PURPOSE | Purchase, refinance, cash-out refinance |
| BORROWER | Individual or entity |
| INTEREST RATE | Rates as low as 5.3% |
| TERM |
30-Year fixed rate mortgage (fully amortizing or Partial IO)
5/6, 7/6, 10/6 hybrid ARMs (partial IO or fully amortizing) |
| EXPERIENCE | Not required |
| MINIMUM CREDIT SCORE | 620 |
| MAXIMUM LOAN-TO-VALUE (LTV) | 80% on purchase, 75% on cash-out |
| MINIMUM LOAN AMOUNT | $100K and up |
| DEBT-TO-INCOME (DTI) | As low as .8 |
| SEASONING REQUIREMENT | 90 Days |
| RURAL PROPERTIES | Case-by-case |
| FOREIGN NATIONALS | Case-by-case |
| PROPERTY TYPES |
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Rental Portfolio Financing/Bundled Rental Loans
Own multiple rental properties?
We make it easy to refinance or purchase with one simple, long-term solution.
Veristone helps you bring your rentals under one plan—so you can focus on building cash flow, not juggling loans.
How a Rental Property Loan
Can Work for You
- Operate your rental properties like an independent business.
- Each property is evaluated on its own and can leverage benefits accordingly.
- We will thoughtfully advise and lead you through the entire process.
FIND OUT WHAT VERISTONE CAN DO FOR YOU
USE OUR RENTAL PROPERTY LOAN CALCULATOR TO GET AN INSTANT QUOTE ON A LOAN TAILORED TO YOUR NEEDS
